When you are financially not stable and trying to get rid of your debts in simpler way, it is obvious that you will be in search of the best solution. Being a Scotland citizen, the

Trust Deed Scotland can be your best option. But are you worried about your credit score? Yes, it is true that you will have a bad credit score. Which one do you think is the best thing having a bad credit score or filing a bankruptcy?

​

The question is why do you get a bad credit score even though you are taking the responsibility of your debts. You are clearing your debts in the end for sure, but you did take multiple loans and failed to repay back. This delay in repayment and writing of some part of the debt will sure give a negative effect in terms of bad credit score.

 

If using such service decreases your credit score, then why not ignore it? Because it is far better than filing a bankruptcy. Where you need to start your finances from the initial stage with no savings and no assets. It is even difficult to get any financial help for a year after being bankrupt. It can be troublesome in emergency situations.